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Commissions: Direct from the Insurer

Illinois Insurance Companies
Contracting and Client Materials

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Sell Plans at Walgreens and Walmart!
Contracting Paperwork in NAAIP Back Office.

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Hellosign

Upload contract to your pc, fill out and sign at Hellosign.com. Hellosign is Free.

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UnitedHealthcare - Medicare Solutions

Get Contracted with UnitedHealthcare

United Healthcare / Medicare Solutions - Commissions Schedule for Agents

Agent Commissions:

All Plans except A, K and L Ages 65+ Year 1-6 → $230.00
Plans A, K and L Ages 65+ Year 1-6 → $115.00
Advantage Plan
Year 1 → $425.00
Year 2-10 → $213.00
Part D Plan
Year 1 → $56.00
Year 2-10 → $28.00

Illinois - UnitedHealthcare - Select List of Hospitals

Rules for Transfering IMO: If no business written in previous 6 months then fill out new contract.

Medicare Advantage/PDP Certification 

Agents - Click Here for Certification

United American Insurance Company

The United American Insurance Company was founded in 1947 and has become one of the nation's
most stable insurance providers. UA offers Medicare Supplement, Supplemental Health, Life
and Annuity insurance plans with guaranteed commission rates. UA Medicare plans also cover certain deductibles, coinsurance and out-of-pocket expenses not covered by
Medicare Part A and Medicare Part B.

Clients can save money on premium rates with UA's
High dedcutible Plan F
.

Get Contracted with United American

United American - Commissions Schedule for Agents

Agent Commissions:

Plans A, B, C, D, F, G and MC48 Ages 60+ Year 1 16% Years 2-5 → 16% Years 6 → 16% Years 7+ → 16%
Plan HDF Ages 60+ Year 1 16% Years 2-5 → 16% Years 6 → 16% Years 7+ → 16%
Plans K, L and N Ages 65-69 Year 1 24% Years 2-5 → 24% Years 6 → 24% Years 7+ → 7%
  Ages 70-74 Year 1 19% Years 2-5 → 19% Years 6 → 19% Years 7+ → 7%
  Ages 75+ Year 1 14% Years 2-5 → 14% Years 6 → 14% Years 7+ → 7%

 

Humana - Medicare Advantage

Get Contracted with Humana

Call (800)770-0492, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.

 

Coventry - Medicare Advantage

Call (800)770-0492, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.

 

Get Contracted with Mutual of Omaha

Contracting and commission schedule is in your
Naaip back office.
(at recent news on right side)

Sign up to NAAIP and Log in!

Get your own agent website in seconds (with embedded Med Sup quote engine).

Call (800)770-0492, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.

 

Gerber Life

Get Contracted with Gerber Life

Gerber Life - Commissions Schedule for Agents

Agent Commissions:

Ages < 65 Years 1-6 → 12.6% Years 7-10 → 1.8%
Ages 65-80
Years 1-6 → 21%
Years 7-10 → 3%
Ages 81+ Years 1-6 → 10.5% Years 7-10 → 1.5%

Illinois - Gerber - Outline of Coverage and Rates

Illinois - Gerber - Select List of Hospitals

Rules for Transfering IMO  |  Transfer Request Form

   

Get Contracted with Forethought Life

Forethought Life - Commissions Schedule for Agents

Agent Commissions:

Ages < 65
Years 1-6 11.5%
Years 7-10 → 2.5%
Ages < 65-79
Years 1-622%
Years 7-10 → 4%
Ages 80+ Years 1-611.5%
Years 7-10 → 2.5%

Forethought - Underwriting Guide

Illinois - Forethought - Outline of Coverage and Rates

Rules for Transfering IMO  |  Transfer Request Form

Also offering an industry leading final expense policy.

Agent Commissions for Final Expense Policy:

Age 50-75
Year 1 115% Years 2 9% Years 3-5 5.5% Years 6-10 .5%
Age 76-80
Year 1 92.5%
Years 2 9%
Years 3-5 5.5% Years 6-10 .5%

 

Cigna Medicare Supplement

Get Contracted with Cigna

Complete commission schedule on contract

Agent Commissions:

Plan A All Issue Ages Years 1-6 5% Years 7-10 → 5% Years 11+ →2%
All Plans except Plan A
Ages < 64
Years 1-6 5%
Years 7-10 → 5% Years 11+ →2%
 
Ages 65-79
Years 1-6 22%
Years 7-10 → 3%
Years 11+ →1%
  Ages 80+ Years 1-6 11% Years 7-10 → 2.5% Years 11+ → 1%

Illinois - Cigna - Outline of Coverage and Rates


Get Contracted with Heartland National Life

Heartland National Life - Commissions Schedule for Agents

Rules for Transfering IMO: Include signed and dated letter stating that want to change IMO. Name the current IMO.

Agent Commissions:

Plan A Ages 18 - 64 Years 1-10 2.25%
  Ages 65 - 80 Years 1-10 2.25%
  Ages 81+ Years 1-10 2.25%
Plans D & G Ages 18 - 64 Years 1-6 3% Years 7-10 1.75%
  Ages 65 - 80
Years 1-6 18%
Years 7-10 1.75%
  Ages 81+ Years 1-6 3% Years 7-10 1.75%
Plans F & N Ages 18 - 64 Years 1-6 3% Years 7-10 1.5%
  Ages 65 - 80 Years 1-6 17% Years 7-10 1.75%
  Ages 81+ Years 1-6 3% Years 7-10 1.5%
Plan M Ages 18 - 64 Years 1-6 3% Years 7-10 1.5%
  Ages 65 - 80 Years 1-6 16% Years 7-10 1.75%
  Ages 81+ Years 1-6 3% Years 7-10 1.5%

Illinois - Heartland National - Outline of Coverage and Rates

Also Offering First Guardian Cancer Care / Secure Advantage Hospital Coverage

Agent Commissions for First Guardian Cancer Care:

Ages 18 - 74 First Year 50% Years 2+ 6%
Ages 75 - 85 First Year 40% Years 2+ 5%

Agent Commissions for Secure Advantage Hospital Coverage:

Ages 18 - 80 First Year 50% Years 2-10 10% Years 11+ 5%
Ages 81 - 85 First Year 40% Years 2-10 5% Years 11+ 3%

Get Contracted with Combined Insurance

Complete commission schedule on contract

Agent Commissions:

Age < 65 1st Year 11.5% Years 2-6 10% Years 7-10 → 1.125%
Age 65 - 79
1st Year 23%
Years 2-6 20%
Years 7-10 → 2.250%
Age 80+
1st Year 11.5%
Years 2-6 10%
Years 7-10 → 1.125%

Illinois - Combined Insurance - Outline of Coverage and Rates

 

Legacy Safeguard Final Expense

Change the way you sell final expense!

Legacy Safeguard agent sales program
Legacy Safeguard University training program

Make more sales and provide a better service with Legacy Safeguard!

Call (800)770-0492, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.

 

Monumental Life Final Expense

Get Contracted with Monumental Life

Monumental Life - Commissions Schedule for Agents

The Monumental Life Final Expense insurance product gives your clients peace of mind by easing
the financial burden left by final expenses. Funeral costs average almost $7,500 these days,
a price tag that doesn't include cemetery fees. This would prove to be a huge strain on
the average household's budget.

Agents will be contracted at the 115% commission level.

 

Kemper Health Solutions Final Expense

Kemper offer final expense as part of their guaranteed-issue whole-life product. Contract through
NAAIP to sell this high-commission, easy-issue plan to clients.

Agents will be contracted at the 55% commission level.

Call (800)770-0492, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.

 

Foresters

A life insurance organization, rated "A" (Excellent), that has been helping families for over 130 years.
*The final expense product is popular among agents (easily sold over the phone) and clients. Term insurances of 10, 20 and 30 years. Whole and universal life products are part of Forester's portfolio.

*In 2010, the average funeral cost is $8,500.

Agents will be contracted at the 105% commission level.

Agent Commissions for Final Expense Policy:

Age 50-80
Year 1 105% Years 2 5.25% Years 3-5 5.25% Years 6-10 3.5% Years 11+ 1.2%
Age 81-85
Year 1 75%
Years 2 5.25%
Years 3-5 5.25% Years 6-10 3.5% Years 11+ 1.2%

Get Contracted With Foresters

Complete commission schedule on contract

Rules for Transfering IMO: If no business written in previous 6 months then fill out new contract.

Among the lowest rates in the final expense industry (a comparison of 50 carriers - click here)

 

ING Life Insurance

ING U.S. constitutes the U.S.-based retirement, investment and insurance operations of Netherlands-based ING Group.

Key facts about ING U.S.:

The #4 term life insurance provider in the industry
ING U.S. serves approximately 13 million customers
ING U.S. employs approximately 7,200 people

NAAIP contracts agents for over 30 life and annuity insurers.

Call (800)770-0492, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.

 

UnitedHealthOne by Golden Rule

Get Contracted with UnitedHealthOne/Golden Rule

UnitedHealthOne/Golden Rule - Commissions Schedule for Agents

Agent Commissions:

Medical Issue Ages < 60 First Year 12% Years 2-4 → 3% Years 5+ → 1%
  Ages 60+ First Year 6% Years 2-4 → 3% Years 5+ → 1%
Medical Portability Plans All ages See Medical Years 2-4 → 3% Years 5+ → 1%
Medical Statutory Plans All ages First Year 5% Years 2-4 → 2% Years 5+ → 2%
Short Term MedicalSM Plus Elite including riders All ages First Year 20%    
Short Term MedicalSM other than (Plus Elite) including riders All ages First Year 20%    

Rules for Transfering IMO/FMO  |  Transfer Request Form

 

Assurant offers, for over 120 years, health care products including major medical, supplemental
and fixed-benefit plans for individuals, families and small employers.

Get Contracted with Assurant Health

Assurant Health - Commissions Schedule for Agents

Agent Commissions:

Fixed Benefit 1st Year 1 → 20% Renewals → 6%
Major Medical 1st Year 1 → 10% Renewals → 2%
Suite Solutions 1st Year 1 → 35% Renewals → 13%
Accident 1st Year 1 → 40% Renewals → 6%
Dental & Accident 1st Year 1 → 35% Renewals → 6%
Cancer, Heart/Stroke 1st Year 1 → 45% Renewals → 6%

» Major Medical Brochure «

» Fixed Benefit Brochure «

» Health Access (Fixed Benefit) Presentation «

» Dental Brochure «

» Critical Illness/Term Life Brochure «

» Short Term Medical Brochure «

» Suite Solutions Brochure «

» Product Availability Map «

 

America's leading guaranteed-issue health insurances.
First dollar coverage and extensive benefits.
Policies are underwritten by an A.M. Best Rated "A" Excellent carrier.
Level commissions and a site for the online enrollment of clients.

Example of Your Site

Homeland HealthCare specializes in various health and wellness plans to help your clients manage their healthcare needs, including fixed indemnity health, short-term medical, supplemental and other health insurance plans.

Homeland HealthCare, develops and administers supplemental health insurance products that are available in most states. You can rely on a team of experienced insurance professionals with solid administrative expertise in both individual and group plans. 

30% Level Commission

Click here to contract (use password: lamp)

 

 

Example of Your Site

As global travel expands, the requirement for international medical insurance has increased in parallel. IMG provides a highly competitive product line, consisting of short term plans, long term plans,
individual plans and group plans in over 180 countries throughout the world. These medical
insurance policies will benefit your product portfolio as an addition to the current online resources
that you offer.

Get Contracted with IMG

 

DentalPlans.com has the nation's largest network of dentists and clinics (over 110,000 of them participating), with quality discount dental plans starting at $79.95/year. Agents receive 30% first-year commission and renewals of 10%, as well as a free, personal website for the online enrollment of clients.

Get Contracted with DentalPlans

Example of enrollment web site that agents receive:

 

 

Example of Your Site

Affordable Access Plans™ affords agents a host of leading consumer-driven solutions to provide your clients with affordable, high quality healthcare. Customers will receive access to the doctor or hospital services they need at their convenience and will be able to better manage their health.

30.0% level commission (increases to 35% after 5 sales)

Click here to contract (use password: PHONE)

 

The information on this web site is for agent only. Not intended for use by the general public.