iGo e-Apps and Quick Tickets
The internet has revolutionized the way we work, the way we communicate and the way we shop. This certainly applies to the insurance industry. The insurance application process is catching up, with the introduction of iGo e-Apps and quick tickets.
NAAIP has several resources available to help ensure your success as a producer. iGo e-Apps will help your clients get their applications placed more quickly and cut down on your processing time.
Option 1: e-Apps for Efficient Selling
iGo e-Apps assist you as a producer. They help your clients get their applications placed more quickly and cut down on processing time by offering an online alternative to paper-based applications. iGo e-Apps simplify the application process, as errors are detected automatically and completed information is delivered immediately for review.
Often a wet signature is not required as an e-signature is sufficient. If the underwriter requires a wet signature, the electronically submitted information is sent to process and the signed documents will follow by post.
By providing a more streamlined application process, the iGo e-App leaves your clients happy and gives you more space to concentrate on making sales. Other benefits include:
The iGo e-App works with the following carriers:
One day after contracting, NAAIP agents will receive a username and password with access to iGo e-App.
* Recommended insurers for NAAIP's $10 live transfer program
Foresters offers agents over the phone enrollment (OPE) for their final expense products. iGo e-Apps are available for the rest of their product line. After contracting, visit https://portal.foresters.biz/ and login. Then go to their 'Toolbox' link at the top right of the page. The e-App information is available in the toolbox (NAAIP agents start at 110% FE commission level).
Option 2: Quick Tickets (for Life Applications under $200k)
Quick-tickets are recommended for life applications under $200k. They offer a more accurate and efficient method for selling insurance via online submission.
These programs are designed by experts within the insurance industry to fill the requirements of insurance professionals, brokers, financial institutions and agencies. They allow the life insurance agent to determine a client's needs, pre-qualify, compare, quote them and choose an option from a number of top carriers. They can then submit their order in as little as nine minutes in each case.
Once submitted, medical details will be sent to a third-party (such as Exam One) for review. They will arrange appointment options and schedule laboratory work. This frees up the agent to concentrate on selling insurance and focusing on clients, improving their delivery cycle as a result.
Each different carrier has their own particular criteria for electronic submission. A Quick Ticket gives you these advantages:
What’s the difference between an iGo e-App and a Quick Ticket?
An e-App is a full Part 1 application that is completed online by the agent. This keeps applications in good order with completely legible content and speeds up the application process while keeping you, the agent, 100% in control.
Another benefit of the e-App is that the client signs via an e-signature. This makes the process better for both the agent and the client.
A Quick Ticket is a short-form application which is transferred to the carrier’s sales call center.
You fill out basic demographic information of your client and any state required information, and then press 'submit' and the carrier will handle the rest. With a quick ticket, no client signature is required. The insurance sales call center will arrange a paramedical exam and necessary signatures.
The links below lead to the information you need regarding the rules for submitting a quick ticket for the insurers.
Standard Issue and Guaranteed Issue Carriers
Option 3: Over Phone Enrollment (OPE)
Foresters offers PlanRight sales that have been certified for Foresters Voice Signature. To sell Foresters Final Expense plans over the phone, call Moses Newman at 1-800-770-0492 or email him at david(at)naaip.org. For more information on Foresters whole life products, visit our Foresters final expense page.
You and your client together will call Foresters call center to verify the client's desire to purchase Foresters Final Expense. This phone call will past 15 to 20 minutes. Please contract with Foresters via electronic contracting or visit our final expense page (NAAIP agents start at 110% FE commission level).
Agents who have submitted one eContracting request will receive an Orgcorp username and password. A forms library will be available for your use.
Important: After reading and understanding this banner, please go to Banners & Hyperlinks in your NAAIP Back Office and hide this banner. The information linked to this banner is linked at the top left of www.naaip.org.
* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public. Certain exclusions may apply. Plans offered by insurer. All products not available in all areas. Not affiliated with the United States Government or the Federal Medicare Program.
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